WHITEPEAR
WHITEPEAR
WHITEPEAR
WHITEPEAR
Africoin (AFC) — Whitepaper
Experience the Future of the Internet with Secure and Transparent and Decentralized Solutions
1. Executive Summary
Africoin (AFC) is a BEP-20 token on BNB Smart Chain (BSC) designed for low-cost payments, remittances, and micro-savings in Africa and its diaspora. Africoin aims to reduce friction and costs in money transfers, promote financial inclusion, and offer a simple and secure mobile experience. Why now: In Sub-Saharan Africa, 55% of adults had an account in 2021, and 33% had a mobile money account—the highest proportion in the world—boosting widespread digital payments. Remittances to Sub-Saharan Africa remain the most expensive globally (average 8.45% in Q3-2024), far above the G20 target (<5%). Mobile money surpassed 2 billion registered accounts and moved ≈1.68 trillion USD in 2024, becoming everyday financial infrastructure in Africa. Technical advantage: Africoin is issued as BEP-20 on the BNB Smart Chain, which uses Proof of Staked Authority (PoSA) with fast blocks and low fees—ideal for micropayments. Official website: https://www.africoin.uk/
1. Executive Summary
Africoin (AFC) is a BEP-20 token on BNB Smart Chain (BSC) designed for low-cost payments, remittances, and micro-savings in Africa and its diaspora. Africoin aims to reduce friction and costs in money transfers, promote financial inclusion, and offer a simple and secure mobile experience. Why now: In Sub-Saharan Africa, 55% of adults had an account in 2021, and 33% had a mobile money account—the highest proportion in the world—boosting widespread digital payments. Remittances to Sub-Saharan Africa remain the most expensive globally (average 8.45% in Q3-2024), far above the G20 target (<5%). Mobile money surpassed 2 billion registered accounts and moved ≈1.68 trillion USD in 2024, becoming everyday financial infrastructure in Africa. Technical advantage: Africoin is issued as BEP-20 on the BNB Smart Chain, which uses Proof of Staked Authority (PoSA) with fast blocks and low fees—ideal for micropayments. Official website: https://www.africoin.uk/
1. Executive Summary
Africoin (AFC) is a BEP-20 token on BNB Smart Chain (BSC) designed for low-cost payments, remittances, and micro-savings in Africa and its diaspora. Africoin aims to reduce friction and costs in money transfers, promote financial inclusion, and offer a simple and secure mobile experience. Why now: In Sub-Saharan Africa, 55% of adults had an account in 2021, and 33% had a mobile money account—the highest proportion in the world—boosting widespread digital payments. Remittances to Sub-Saharan Africa remain the most expensive globally (average 8.45% in Q3-2024), far above the G20 target (<5%). Mobile money surpassed 2 billion registered accounts and moved ≈1.68 trillion USD in 2024, becoming everyday financial infrastructure in Africa. Technical advantage: Africoin is issued as BEP-20 on the BNB Smart Chain, which uses Proof of Staked Authority (PoSA) with fast blocks and low fees—ideal for micropayments. Official website: https://www.africoin.uk/
1. Executive Summary
Africoin (AFC) is a BEP-20 token on BNB Smart Chain (BSC) designed for low-cost payments, remittances, and micro-savings in Africa and its diaspora. Africoin aims to reduce friction and costs in money transfers, promote financial inclusion, and offer a simple and secure mobile experience. Why now: In Sub-Saharan Africa, 55% of adults had an account in 2021, and 33% had a mobile money account—the highest proportion in the world—boosting widespread digital payments. Remittances to Sub-Saharan Africa remain the most expensive globally (average 8.45% in Q3-2024), far above the G20 target (<5%). Mobile money surpassed 2 billion registered accounts and moved ≈1.68 trillion USD in 2024, becoming everyday financial infrastructure in Africa. Technical advantage: Africoin is issued as BEP-20 on the BNB Smart Chain, which uses Proof of Staked Authority (PoSA) with fast blocks and low fees—ideal for micropayments. Official website: https://www.africoin.uk/
Problem
High remittance cost: sending money to Africa is the most expensive in the world; banks are the costliest providers (global banking average >13%). Operational frictions: fees, schedules, queues, delays, documentation requirements, and fragmented rails. Inflation/devaluation: savers seek decentralized and liquid instruments to protect value in the short term. Uneven infrastructure: limited access to banking services and international rails outside major cities; however, mobile penetration and mobile money are widespread.
Problem
High remittance cost: sending money to Africa is the most expensive in the world; banks are the costliest providers (global banking average >13%). Operational frictions: fees, schedules, queues, delays, documentation requirements, and fragmented rails. Inflation/devaluation: savers seek decentralized and liquid instruments to protect value in the short term. Uneven infrastructure: limited access to banking services and international rails outside major cities; however, mobile penetration and mobile money are widespread.
Problem
High remittance cost: sending money to Africa is the most expensive in the world; banks are the costliest providers (global banking average >13%). Operational frictions: fees, schedules, queues, delays, documentation requirements, and fragmented rails. Inflation/devaluation: savers seek decentralized and liquid instruments to protect value in the short term. Uneven infrastructure: limited access to banking services and international rails outside major cities; however, mobile penetration and mobile money are widespread.
Problem
High remittance cost: sending money to Africa is the most expensive in the world; banks are the costliest providers (global banking average >13%). Operational frictions: fees, schedules, queues, delays, documentation requirements, and fragmented rails. Inflation/devaluation: savers seek decentralized and liquid instruments to protect value in the short term. Uneven infrastructure: limited access to banking services and international rails outside major cities; however, mobile penetration and mobile money are widespread.
2. Africoin Solution
Objective: make sending, receiving, and storing value as easy as sending a message, with minimal fees and fast settlement. Pillars: Lightweight, frictionless payment token (AFC) (recommended transfer tax: 0% for adoption). Mobile-first UX: integration with popular wallets, simplified guides, and local on-ramps. Merchant network: incentives for acceptance; collection tools. Main use cases: Remittances (diaspora ↔ families) Proximity payments (markets, transport, services) Micro-savings (self-custody + financial education)
2. Africoin Solution
Objective: make sending, receiving, and storing value as easy as sending a message, with minimal fees and fast settlement. Pillars: Lightweight, frictionless payment token (AFC) (recommended transfer tax: 0% for adoption). Mobile-first UX: integration with popular wallets, simplified guides, and local on-ramps. Merchant network: incentives for acceptance; collection tools. Main use cases: Remittances (diaspora ↔ families) Proximity payments (markets, transport, services) Micro-savings (self-custody + financial education)
2. Africoin Solution
Objective: make sending, receiving, and storing value as easy as sending a message, with minimal fees and fast settlement. Pillars: Lightweight, frictionless payment token (AFC) (recommended transfer tax: 0% for adoption). Mobile-first UX: integration with popular wallets, simplified guides, and local on-ramps. Merchant network: incentives for acceptance; collection tools. Main use cases: Remittances (diaspora ↔ families) Proximity payments (markets, transport, services) Micro-savings (self-custody + financial education)
2. Africoin Solution
Objective: make sending, receiving, and storing value as easy as sending a message, with minimal fees and fast settlement. Pillars: Lightweight, frictionless payment token (AFC) (recommended transfer tax: 0% for adoption). Mobile-first UX: integration with popular wallets, simplified guides, and local on-ramps. Merchant network: incentives for acceptance; collection tools. Main use cases: Remittances (diaspora ↔ families) Proximity payments (markets, transport, services) Micro-savings (self-custody + financial education)
3. Context & Opportunity
Financial inclusion in SSA: 55% with an account; global leader in mobile money accounts (33%). Global remittances: average global cost ≈6.5% (Q1-2025), with international reduction targets. Mobile money: >2 billion accounts and 108 billion transactions in 2024 (≈1.68 trillion USD). Leading region: Sub-Saharan Africa. Thesis: leveraging the combination of mobile money + smartphones + low-cost blockchain, Africoin can reduce costs, shorten settlement times, and expand access.
3. Context & Opportunity
Financial inclusion in SSA: 55% with an account; global leader in mobile money accounts (33%). Global remittances: average global cost ≈6.5% (Q1-2025), with international reduction targets. Mobile money: >2 billion accounts and 108 billion transactions in 2024 (≈1.68 trillion USD). Leading region: Sub-Saharan Africa. Thesis: leveraging the combination of mobile money + smartphones + low-cost blockchain, Africoin can reduce costs, shorten settlement times, and expand access.
3. Context & Opportunity
Financial inclusion in SSA: 55% with an account; global leader in mobile money accounts (33%). Global remittances: average global cost ≈6.5% (Q1-2025), with international reduction targets. Mobile money: >2 billion accounts and 108 billion transactions in 2024 (≈1.68 trillion USD). Leading region: Sub-Saharan Africa. Thesis: leveraging the combination of mobile money + smartphones + low-cost blockchain, Africoin can reduce costs, shorten settlement times, and expand access.
3. Context & Opportunity
Financial inclusion in SSA: 55% with an account; global leader in mobile money accounts (33%). Global remittances: average global cost ≈6.5% (Q1-2025), with international reduction targets. Mobile money: >2 billion accounts and 108 billion transactions in 2024 (≈1.68 trillion USD). Leading region: Sub-Saharan Africa. Thesis: leveraging the combination of mobile money + smartphones + low-cost blockchain, Africoin can reduce costs, shorten settlement times, and expand access.
4. Technology
Base Layer * Network: BNB Smart Chain (BSC) * Consensus: PoSA with ~55 validators (fast finality, low fees) * Compatibility: EVM; mature tooling; broad DeFi integrations Token Standard * BEP-20 (functionally equivalent to ERC-20 on BSC) Security * Verified code on BscScan (link) * Planned audit by an independent firm * Multi-sig for treasury and parameter changes; timelocks for transparency * Public bug bounty
4. Technology
Base Layer * Network: BNB Smart Chain (BSC) * Consensus: PoSA with ~55 validators (fast finality, low fees) * Compatibility: EVM; mature tooling; broad DeFi integrations Token Standard * BEP-20 (functionally equivalent to ERC-20 on BSC) Security * Verified code on BscScan (link) * Planned audit by an independent firm * Multi-sig for treasury and parameter changes; timelocks for transparency * Public bug bounty
4. Technology
Base Layer * Network: BNB Smart Chain (BSC) * Consensus: PoSA with ~55 validators (fast finality, low fees) * Compatibility: EVM; mature tooling; broad DeFi integrations Token Standard * BEP-20 (functionally equivalent to ERC-20 on BSC) Security * Verified code on BscScan (link) * Planned audit by an independent firm * Multi-sig for treasury and parameter changes; timelocks for transparency * Public bug bounty
4. Technology
Base Layer * Network: BNB Smart Chain (BSC) * Consensus: PoSA with ~55 validators (fast finality, low fees) * Compatibility: EVM; mature tooling; broad DeFi integrations Token Standard * BEP-20 (functionally equivalent to ERC-20 on BSC) Security * Verified code on BscScan (link) * Planned audit by an independent firm * Multi-sig for treasury and parameter changes; timelocks for transparency * Public bug bounty
5. Tokenomics (Editable Proposal)
Symbol: AFC Decimals: 18 Contract address: 0xC658Da793B423017115c461dcbA99451a229d97d 5.1. Initial Distribution (Example) Initial DEX Liquidity (LP): 25% — locked ≥12 months Ecosystem treasury: 20% — grants, listings, integrations; 36-month linear vesting Rewards/merchants: 20% — acceptance incentives, cashback; milestone-based vesting Community strategy (airdrops/missions): 15% — optional light-KYC campaigns, educational tasks Team & advisors: 10% — 12-month cliff + 24-month vesting Strategic reserve (partnerships/regulatory): 10% — governance-approved use Recommended transfer tax: 0% (to ensure payment usability and avoid regulatory friction). Mint/Burn: No additional minting (fixed supply). Burns only by governance decision. 5.2. Treasury Sustainability Non-inflationary revenue: minimal fees in tools (checkout/QR), partnerships, grants, sponsorships, safe yields from non-custodial reserves (when applicable and subject to governance) Monthly publication of treasury movements with on-chain proofs
5. Tokenomics (Editable Proposal)
Symbol: AFC Decimals: 18 Contract address: 0xC658Da793B423017115c461dcbA99451a229d97d 5.1. Initial Distribution (Example) Initial DEX Liquidity (LP): 25% — locked ≥12 months Ecosystem treasury: 20% — grants, listings, integrations; 36-month linear vesting Rewards/merchants: 20% — acceptance incentives, cashback; milestone-based vesting Community strategy (airdrops/missions): 15% — optional light-KYC campaigns, educational tasks Team & advisors: 10% — 12-month cliff + 24-month vesting Strategic reserve (partnerships/regulatory): 10% — governance-approved use Recommended transfer tax: 0% (to ensure payment usability and avoid regulatory friction). Mint/Burn: No additional minting (fixed supply). Burns only by governance decision. 5.2. Treasury Sustainability Non-inflationary revenue: minimal fees in tools (checkout/QR), partnerships, grants, sponsorships, safe yields from non-custodial reserves (when applicable and subject to governance) Monthly publication of treasury movements with on-chain proofs
5. Tokenomics (Editable Proposal)
Symbol: AFC Decimals: 18 Contract address: 0xC658Da793B423017115c461dcbA99451a229d97d 5.1. Initial Distribution (Example) Initial DEX Liquidity (LP): 25% — locked ≥12 months Ecosystem treasury: 20% — grants, listings, integrations; 36-month linear vesting Rewards/merchants: 20% — acceptance incentives, cashback; milestone-based vesting Community strategy (airdrops/missions): 15% — optional light-KYC campaigns, educational tasks Team & advisors: 10% — 12-month cliff + 24-month vesting Strategic reserve (partnerships/regulatory): 10% — governance-approved use Recommended transfer tax: 0% (to ensure payment usability and avoid regulatory friction). Mint/Burn: No additional minting (fixed supply). Burns only by governance decision. 5.2. Treasury Sustainability Non-inflationary revenue: minimal fees in tools (checkout/QR), partnerships, grants, sponsorships, safe yields from non-custodial reserves (when applicable and subject to governance) Monthly publication of treasury movements with on-chain proofs
5. Tokenomics (Editable Proposal)
Symbol: AFC Decimals: 18 Contract address: 0xC658Da793B423017115c461dcbA99451a229d97d 5.1. Initial Distribution (Example) Initial DEX Liquidity (LP): 25% — locked ≥12 months Ecosystem treasury: 20% — grants, listings, integrations; 36-month linear vesting Rewards/merchants: 20% — acceptance incentives, cashback; milestone-based vesting Community strategy (airdrops/missions): 15% — optional light-KYC campaigns, educational tasks Team & advisors: 10% — 12-month cliff + 24-month vesting Strategic reserve (partnerships/regulatory): 10% — governance-approved use Recommended transfer tax: 0% (to ensure payment usability and avoid regulatory friction). Mint/Burn: No additional minting (fixed supply). Burns only by governance decision. 5.2. Treasury Sustainability Non-inflationary revenue: minimal fees in tools (checkout/QR), partnerships, grants, sponsorships, safe yields from non-custodial reserves (when applicable and subject to governance) Monthly publication of treasury movements with on-chain proofs
6. Network Economy & Utilities
P2P / P2B payments Remittances: low-cost crypto rail → local on-ramps (regulated MTO/OTC/fintech); rail comparison by cost/time Micro-savings: self-custody guides, savings reminders, financial education Loyalty programs: AFC cashback for participating merchants Grants for integrations (mobile POS, e-commerce plugins)
6. Network Economy & Utilities
P2P / P2B payments Remittances: low-cost crypto rail → local on-ramps (regulated MTO/OTC/fintech); rail comparison by cost/time Micro-savings: self-custody guides, savings reminders, financial education Loyalty programs: AFC cashback for participating merchants Grants for integrations (mobile POS, e-commerce plugins)
6. Network Economy & Utilities
P2P / P2B payments Remittances: low-cost crypto rail → local on-ramps (regulated MTO/OTC/fintech); rail comparison by cost/time Micro-savings: self-custody guides, savings reminders, financial education Loyalty programs: AFC cashback for participating merchants Grants for integrations (mobile POS, e-commerce plugins)
6. Network Economy & Utilities
P2P / P2B payments Remittances: low-cost crypto rail → local on-ramps (regulated MTO/OTC/fintech); rail comparison by cost/time Micro-savings: self-custody guides, savings reminders, financial education Loyalty programs: AFC cashback for participating merchants Grants for integrations (mobile POS, e-commerce plugins)
7. Governance & Community
Phase 1 (launch): operational decisions via 3/5 multi-sig + public reports Phase 2 (hybrid): on-chain proposals with quorum and timelock; vote weighted by AFC staked (non-custodial) Principles: transparency, rail neutrality, UX focus, security first
7. Governance & Community
Phase 1 (launch): operational decisions via 3/5 multi-sig + public reports Phase 2 (hybrid): on-chain proposals with quorum and timelock; vote weighted by AFC staked (non-custodial) Principles: transparency, rail neutrality, UX focus, security first
7. Governance & Community
Phase 1 (launch): operational decisions via 3/5 multi-sig + public reports Phase 2 (hybrid): on-chain proposals with quorum and timelock; vote weighted by AFC staked (non-custodial) Principles: transparency, rail neutrality, UX focus, security first
7. Governance & Community
Phase 1 (launch): operational decisions via 3/5 multi-sig + public reports Phase 2 (hybrid): on-chain proposals with quorum and timelock; vote weighted by AFC staked (non-custodial) Principles: transparency, rail neutrality, UX focus, security first
8. Compliance & Legal
Africoin does not represent equity, debt, or yield promises. Fiat ↔ crypto remittances require regulated providers (VASP) with KYC/AML and FATF Travel Rule compliance. Segmentation by jurisdiction; clear terms of use; geoblocking when required. Risk, sanctions, and incident reporting policies.
8. Compliance & Legal
Africoin does not represent equity, debt, or yield promises. Fiat ↔ crypto remittances require regulated providers (VASP) with KYC/AML and FATF Travel Rule compliance. Segmentation by jurisdiction; clear terms of use; geoblocking when required. Risk, sanctions, and incident reporting policies.
8. Compliance & Legal
Africoin does not represent equity, debt, or yield promises. Fiat ↔ crypto remittances require regulated providers (VASP) with KYC/AML and FATF Travel Rule compliance. Segmentation by jurisdiction; clear terms of use; geoblocking when required. Risk, sanctions, and incident reporting policies.
8. Compliance & Legal
Africoin does not represent equity, debt, or yield promises. Fiat ↔ crypto remittances require regulated providers (VASP) with KYC/AML and FATF Travel Rule compliance. Segmentation by jurisdiction; clear terms of use; geoblocking when required. Risk, sanctions, and incident reporting policies.
9. Security
External audit prior to major milestones Tiered bug bounties Anomaly monitoring (volumes, holders, neighboring contracts) Multi-sig key backups; signer rotation; continuity plans
9. Security
External audit prior to major milestones Tiered bug bounties Anomaly monitoring (volumes, holders, neighboring contracts) Multi-sig key backups; signer rotation; continuity plans
9. Security
External audit prior to major milestones Tiered bug bounties Anomaly monitoring (volumes, holders, neighboring contracts) Multi-sig key backups; signer rotation; continuity plans
9. Security
External audit prior to major milestones Tiered bug bounties Anomaly monitoring (volumes, holders, neighboring contracts) Multi-sig key backups; signer rotation; continuity plans
10. Roadmap (Indicative)
Q4 2025 Logo in Trust Wallet (PR and merge) “Pay with AFC” page (QR, deeplinks) Initial liquidity on PancakeSwap + LP lock (12m) Q1 2026 Remittance pilot (1–2 corridors) with regulated on-ramps Merchant program (100–300) + mobile POS toolkit Permanent audit & bounty program Q2 2026 Grants for integrators (Woo/Shopify plugins, mini-apps) Listing on 1–2 market aggregators (subject to requirements) Q3–Q4 2026 Expansion to new corridors; improved offline/low-connectivity experience On-chain voting (Phase 2)
10. Roadmap (Indicative)
Q4 2025 Logo in Trust Wallet (PR and merge) “Pay with AFC” page (QR, deeplinks) Initial liquidity on PancakeSwap + LP lock (12m) Q1 2026 Remittance pilot (1–2 corridors) with regulated on-ramps Merchant program (100–300) + mobile POS toolkit Permanent audit & bounty program Q2 2026 Grants for integrators (Woo/Shopify plugins, mini-apps) Listing on 1–2 market aggregators (subject to requirements) Q3–Q4 2026 Expansion to new corridors; improved offline/low-connectivity experience On-chain voting (Phase 2)
10. Roadmap (Indicative)
Q4 2025 Logo in Trust Wallet (PR and merge) “Pay with AFC” page (QR, deeplinks) Initial liquidity on PancakeSwap + LP lock (12m) Q1 2026 Remittance pilot (1–2 corridors) with regulated on-ramps Merchant program (100–300) + mobile POS toolkit Permanent audit & bounty program Q2 2026 Grants for integrators (Woo/Shopify plugins, mini-apps) Listing on 1–2 market aggregators (subject to requirements) Q3–Q4 2026 Expansion to new corridors; improved offline/low-connectivity experience On-chain voting (Phase 2)
10. Roadmap (Indicative)
Q4 2025 Logo in Trust Wallet (PR and merge) “Pay with AFC” page (QR, deeplinks) Initial liquidity on PancakeSwap + LP lock (12m) Q1 2026 Remittance pilot (1–2 corridors) with regulated on-ramps Merchant program (100–300) + mobile POS toolkit Permanent audit & bounty program Q2 2026 Grants for integrators (Woo/Shopify plugins, mini-apps) Listing on 1–2 market aggregators (subject to requirements) Q3–Q4 2026 Expansion to new corridors; improved offline/low-connectivity experience On-chain voting (Phase 2)
11. Metrics (KPIs)
Monthly active users (MAU) and retention Average transaction cost vs traditional rails Remittance pilot settlement time (p95) Active merchants (MRR per merchant) Growth of endpoints (plugins, APIs) Liquidity and market depth (slippage at X USD)
11. Metrics (KPIs)
Monthly active users (MAU) and retention Average transaction cost vs traditional rails Remittance pilot settlement time (p95) Active merchants (MRR per merchant) Growth of endpoints (plugins, APIs) Liquidity and market depth (slippage at X USD)
11. Metrics (KPIs)
Monthly active users (MAU) and retention Average transaction cost vs traditional rails Remittance pilot settlement time (p95) Active merchants (MRR per merchant) Growth of endpoints (plugins, APIs) Liquidity and market depth (slippage at X USD)
11. Metrics (KPIs)
Monthly active users (MAU) and retention Average transaction cost vs traditional rails Remittance pilot settlement time (p95) Active merchants (MRR per merchant) Growth of endpoints (plugins, APIs) Liquidity and market depth (slippage at X USD)
12. Risks
Regulatory: changes in VASP/international transfer rules Market: crypto volatility, insufficient liquidity, macro correlations Operational: poor user custody practices, fake support scams Technological: contract vulnerabilities, DeFi dependencies Adoption: merchant and local network “cold start” Mitigation: strict compliance for on/off-ramps; audits; educational UX; prudent treasury; multi-sig + timelocks.
12. Risks
Regulatory: changes in VASP/international transfer rules Market: crypto volatility, insufficient liquidity, macro correlations Operational: poor user custody practices, fake support scams Technological: contract vulnerabilities, DeFi dependencies Adoption: merchant and local network “cold start” Mitigation: strict compliance for on/off-ramps; audits; educational UX; prudent treasury; multi-sig + timelocks.
12. Risks
Regulatory: changes in VASP/international transfer rules Market: crypto volatility, insufficient liquidity, macro correlations Operational: poor user custody practices, fake support scams Technological: contract vulnerabilities, DeFi dependencies Adoption: merchant and local network “cold start” Mitigation: strict compliance for on/off-ramps; audits; educational UX; prudent treasury; multi-sig + timelocks.
12. Risks
Regulatory: changes in VASP/international transfer rules Market: crypto volatility, insufficient liquidity, macro correlations Operational: poor user custody practices, fake support scams Technological: contract vulnerabilities, DeFi dependencies Adoption: merchant and local network “cold start” Mitigation: strict compliance for on/off-ramps; audits; educational UX; prudent treasury; multi-sig + timelocks.
13. Practical Implementation
13.1. Wallets & UX Compatibility with Trust Wallet and MetaMask (BSC) Payment deep-links and standard QR Self-custody and backup guides Non-custodial merchant payment codes (basic mobile) 13.2. DEX & Liquidity PancakeSwap +$30,000 Policy: LP cannot be withdrawn without governance vote
13. Practical Implementation
13.1. Wallets & UX Compatibility with Trust Wallet and MetaMask (BSC) Payment deep-links and standard QR Self-custody and backup guides Non-custodial merchant payment codes (basic mobile) 13.2. DEX & Liquidity PancakeSwap +$30,000 Policy: LP cannot be withdrawn without governance vote
13. Practical Implementation
13.1. Wallets & UX Compatibility with Trust Wallet and MetaMask (BSC) Payment deep-links and standard QR Self-custody and backup guides Non-custodial merchant payment codes (basic mobile) 13.2. DEX & Liquidity PancakeSwap +$30,000 Policy: LP cannot be withdrawn without governance vote
13. Practical Implementation
13.1. Wallets & UX Compatibility with Trust Wallet and MetaMask (BSC) Payment deep-links and standard QR Self-custody and backup guides Non-custodial merchant payment codes (basic mobile) 13.2. DEX & Liquidity PancakeSwap +$30,000 Policy: LP cannot be withdrawn without governance vote
14. Branding (Summary)
Name: Africoin Ticker: AFC Logo: Brand guidelines: high contrast, readable at 24px; no distortion; minimum safe area 16px
14. Branding (Summary)
Name: Africoin Ticker: AFC Logo: Brand guidelines: high contrast, readable at 24px; no distortion; minimum safe area 16px
14. Branding (Summary)
Name: Africoin Ticker: AFC Logo: Brand guidelines: high contrast, readable at 24px; no distortion; minimum safe area 16px
14. Branding (Summary)
Name: Africoin Ticker: AFC Logo: Brand guidelines: high contrast, readable at 24px; no distortion; minimum safe area 16px
15. Legal Notice
This document is informational. It does not constitute financial advice, public offering, performance promise, or investment solicitation. Digital assets carry risks of total loss. Comply with the laws of your jurisdiction.
15. Legal Notice
This document is informational. It does not constitute financial advice, public offering, performance promise, or investment solicitation. Digital assets carry risks of total loss. Comply with the laws of your jurisdiction.
15. Legal Notice
This document is informational. It does not constitute financial advice, public offering, performance promise, or investment solicitation. Digital assets carry risks of total loss. Comply with the laws of your jurisdiction.
15. Legal Notice
This document is informational. It does not constitute financial advice, public offering, performance promise, or investment solicitation. Digital assets carry risks of total loss. Comply with the laws of your jurisdiction.
16. Annexes
A. Address & Standard AFC Contract (BEP-20): 0xC658Da793B423017115c461dcbA99451a229d97d Network: BNB Smart Chain (BSC) Standard: BEP-20 (Binance)
16. Annexes
A. Address & Standard AFC Contract (BEP-20): 0xC658Da793B423017115c461dcbA99451a229d97d Network: BNB Smart Chain (BSC) Standard: BEP-20 (Binance)
16. Annexes
A. Address & Standard AFC Contract (BEP-20): 0xC658Da793B423017115c461dcbA99451a229d97d Network: BNB Smart Chain (BSC) Standard: BEP-20 (Binance)
16. Annexes
A. Address & Standard AFC Contract (BEP-20): 0xC658Da793B423017115c461dcbA99451a229d97d Network: BNB Smart Chain (BSC) Standard: BEP-20 (Binance)
17. Operational Appendix (Templates)
Tokenomics (Replace with your data) Supply (S): 1,000,000,000 Allocations (Aᵢ): LP 25%, Treasury 20%, Rewards 20%, Community 15%, Team 10%, Reserve 10%. Vesting: * Team: 12m cliff + 24m linear vesting * Treasury: 36m monthly linear * Rewards: milestone-based Policy: no minting; burning only by vote Liquidity Policy * Initial LP contribution (AFC/BNB) * Lock ≥12m; public certificate * Rules for adding more LP (quorum/threshold) Governance (Example) * Quorum: 5% of supply staked * Majority: >50% of votes cast * Timelock: 48–72h
17. Operational Appendix (Templates)
Tokenomics (Replace with your data) Supply (S): 1,000,000,000 Allocations (Aᵢ): LP 25%, Treasury 20%, Rewards 20%, Community 15%, Team 10%, Reserve 10%. Vesting: * Team: 12m cliff + 24m linear vesting * Treasury: 36m monthly linear * Rewards: milestone-based Policy: no minting; burning only by vote Liquidity Policy * Initial LP contribution (AFC/BNB) * Lock ≥12m; public certificate * Rules for adding more LP (quorum/threshold) Governance (Example) * Quorum: 5% of supply staked * Majority: >50% of votes cast * Timelock: 48–72h
17. Operational Appendix (Templates)
Tokenomics (Replace with your data) Supply (S): 1,000,000,000 Allocations (Aᵢ): LP 25%, Treasury 20%, Rewards 20%, Community 15%, Team 10%, Reserve 10%. Vesting: * Team: 12m cliff + 24m linear vesting * Treasury: 36m monthly linear * Rewards: milestone-based Policy: no minting; burning only by vote Liquidity Policy * Initial LP contribution (AFC/BNB) * Lock ≥12m; public certificate * Rules for adding more LP (quorum/threshold) Governance (Example) * Quorum: 5% of supply staked * Majority: >50% of votes cast * Timelock: 48–72h
17. Operational Appendix (Templates)
Tokenomics (Replace with your data) Supply (S): 1,000,000,000 Allocations (Aᵢ): LP 25%, Treasury 20%, Rewards 20%, Community 15%, Team 10%, Reserve 10%. Vesting: * Team: 12m cliff + 24m linear vesting * Treasury: 36m monthly linear * Rewards: milestone-based Policy: no minting; burning only by vote Liquidity Policy * Initial LP contribution (AFC/BNB) * Lock ≥12m; public certificate * Rules for adding more LP (quorum/threshold) Governance (Example) * Quorum: 5% of supply staked * Majority: >50% of votes cast * Timelock: 48–72h
DIGITAL EXPERIENCE
Join the revolution with Africoin
Whether you're a beginner or an expert, our platform supports various popular wallets.

AfriCoin
AfriCoin
AfriCoin
AfriCoin
DIGITAL EXPERIENCE
Join the revolution with Africoin
Whether you're a beginner or an expert, our platform supports various popular wallets.

AfriCoin
AfriCoin
AfriCoin
AfriCoin
DIGITAL EXPERIENCE
Join the revolution with Africoin
Whether you're a beginner or an expert, our platform supports various popular wallets.

AfriCoin
AfriCoin
AfriCoin
AfriCoin
DIGITAL EXPERIENCE
Join the revolution with Africoin
Whether you're a beginner or an expert, our platform supports various popular wallets.

AfriCoin
AfriCoin
AfriCoin
AfriCoin